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Best Free Mobile Banking App for Android Smartphones, An Honest Review

September 1, 2022

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Introduction

If you are one of those who carry out their transactions majorly through the bank then you understand that it can be quite stressful. Luckily It’s easy to select a mobile banking app for android OS users. So if you’ve been considering switching to mobile banking, here are some mobile banking apps for android devices:

WellsFargo
Chime
Chase
Capital One
Bank Of America

WellsFargo

WellsFargo provides users with standard checking and savings accounts. Users can also invest in a range of securities, including stocks and mutual funds.

Individuals can control and monitor their assets on the Wells Fargo app. The banking app gives users quotations, market updates. It also helps in asset allocation and investment decisions through visualization.

Additionally, the WellsFargo banking app allows users to set up text or email notifications for their safety.

The WellsFargo app’s provision for cardless ATM access is another standout feature that sets it apart from the competition. To use one of the many ATMs, customers don’t even need to carry their card. But can simply utilize their mobile device. Although there are some ATMs where a card is necessary for access.

Chime

Chime is an online-only company which has entered the banking industry. It introduced a fantastic mobile banking app which has one of the friendliest user experiences. This fantastic banking app was really created for the digital age. But the software is more than just lovely.

Any user who’s looking to access their money at any of the more than 32,000 fee-free ATMs in the nationwide MoneyPass network, can use this banking app in place of their debit card. They can also configure real-time transaction notifications and daily balance alerts.

The cherry on top is that, in some circumstances, Chime Bank allows its customers to access their direct deposit up to two days early.

And a little trick many users aren’t aware of, you can use Chime to transfer money to CashApp.

Chase

The Chase free mobile banking app is different from most other major bank apps. It provides access to most of the accounts, including those for credit cards, checking, savings, and investments.

Online payment management is also simple via the Chase app. Customers may easily schedule payments for their credit card, mortgage, and other loans, pay bills and send money to pals.

Additionally, the app allows its patrons to view their TransUnion credit score. Plus, if a user has one of Chase’s well-known rewards credit cards, they can use the app to view and redeem your Ultimate Rewards.

Capital One

Capital One is a great banking app where customers can see all of their accounts, including loans for their house and car.

Additionally, patrons can monitor their credit score and use credit card incentives. They can set up immediate push notifications to stay on top of their credit and purchasing history. They may also quickly lock their Capital One card with a few touches on their phone in case they misplace it or lose it. Until the user turns the card back on, no one can access the money. Patrons can easily report fraud from the app if they can’t find their card.

Additionally, Capital One has a sizable mobile reach. Users can use the Apple Watch, for instance, to access their accounts. Additionally, they can use their fingerprint to log in on their phone securely.

Bank Of America

The security features of this app definitely stand out. For qualifying accounts, customers can set up travel notices, so they never run out of money while you’re away from home. Additionally, they can use the app to activate their card directly or request a replacement.

If the bank notices any unusual behavior, they will contact the user so they can check the validity of any transactions. Further, if users inform Bank of America within 60 days of a fraudulent mobile banking transaction first appearing on their statement, they won’t be held responsible.

Conclusion

Every individual has their own financial needs which is why there are various mobile banking apps for android devices. So whatever feature you want in your bank app there is an app for you.