{"id":99023,"date":"2017-02-13T19:30:04","date_gmt":"2017-02-14T00:30:04","guid":{"rendered":"https:\/\/breaking911.com\/?p=99023"},"modified":"2017-02-13T19:35:01","modified_gmt":"2017-02-14T00:35:01","slug":"fbi-texas-woman-loses-2-million-online-romance-scam","status":"publish","type":"post","link":"https:\/\/breaking911.com\/fbi-texas-woman-loses-2-million-online-romance-scam\/","title":{"rendered":"FBI: Texas Woman Loses $2 Million In Online ‘Romance Scam’"},"content":{"rendered":"

Online Imposters Break Hearts and Bank Accounts<\/em><\/strong><\/p>\n

They met online. He said he was a friend of a friend. The woman, in her 50s and struggling in her marriage, was happy to find someone to chat with. \u201cHe was saying all the right things,\u201d she remembered. \u201cHe was interested in me. He was interested in getting to know me better. He was very positive, and I felt like there was a real connection there.\u201d<\/p>\n

That connection would end up costing the woman $2 million and an untold amount of heartache after the man she fell in love with\u2014whom she never met in person\u2014took her for every cent she had.<\/p>\n

It\u2019s called a romance scam, and this devastating Internet crime is on the rise. Victims\u2014predominantly older widowed or divorced women targeted by criminal groups usually from Nigeria\u2014are, for the most part, computer literate and educated. But they are also emotionally vulnerable. And con artists know exactly how to exploit that vulnerability because potential victims freely post details about their lives and personalities on dating and social media sites.<\/p>\n

Trolling for victims online \u201cis like throwing a fishing line,\u201d said Special Agent Christine Beining, a veteran financial fraud investigator in the FBI\u2019s Houston Division who has seen a substantial increase in the number of romance scam cases. \u201cThe Internet makes this type of crime easy because you can pretend to be anybody you want to be. You can be anywhere in the world and victimize people,\u201d she said. \u201cThe perpetrators will reach out to a lot of people on various networking sites to find somebody who may be a good target. Then they use what the victims have on their profile pages and try to work those relationships and see which ones develop.\u201d<\/p>\n

In the case of the Texas woman who lost everything, it was her strong Christian faith\u2014which she happily publicized on her Facebook profile\u2014that gave \u201cCharlie\u201d an incredible advantage when he began courting her.<\/p>\n

\u201cI\u2019m very active on Facebook,\u201d said the woman, who agreed to share her story in the hopes that others might avoid becoming victims. \u201cI thought it was safe.\u201d After she friended Charlie\u2014without verifying his bogus claim that they had a mutual friend\u2014\u201che would read my wall, I would read his wall. We would post things, he would like things. Then it got to where we would share e-mails. We started sharing pictures.\u201d<\/p>\n

According to Beining, this is standard operating procedure for romance scammers, who assume other people\u2019s identities to trick their victims. \u201cThey make themselves out to be average-looking people,\u201d she said. \u201cThey are generally not trying to build themselves up too high.\u201d<\/p>\n

The scammer\u2019s intention is to establish a relationship as quickly as possible, endear himself to the victim, gain trust, and propose marriage. He will make plans to meet in person, but that will never happen. Eventually, he will ask for money.<\/p>\n

According to the FBI\u2019s Internet Crime Complaint Center (IC3), which provides the public with a means of reporting Internet-facilitated crimes, romance scams\u2014also called confidence fraud\u2014result in the highest amount of financial losses to victims when compared to other online crimes.<\/p>\n

In 2016, almost 15,000 complaints categorized as romance scams or confidence fraud were reported to IC3 (nearly 2,500 more than the previous year), and the losses associated with those complaints exceeded $230 million. The states with the highest numbers of victims were California, Texas, Florida, New York, and Pennsylvania. In Texas last year, the IC3 received more than 1,000 complaints from victims reporting more than $16 million in losses related to romance scams.<\/p>\n

When she first encountered Charlie in 2014, the Texas woman recalled, \u201cI was in an emotionally abusive marriage, and things had not been good for probably at least 10 years.\u201d Her new online friend seemed to come along at just the right time. \u201cI was looking for happiness,\u201d she said. \u201cI thought I could find that with Charlie.\u201d<\/p>\n

Romance scammers often say they are in the building and construction industry and are engaged in projects outside the U.S. That makes it easier to avoid meeting in person\u2014and more plausible when they ask their victims for help. They will suddenly need money for a medical emergency or unexpected legal fee. \u201cThey promise to repay the loan immediately,\u201d Beining said, \u201cbut the victims never get their money back.\u201d<\/p>\n

Charlie claimed to be in the construction field. \u201cHe was trying to finish up a job in California,\u201d the woman said, \u201cand he needed some money to help finish the job. I thought about it long and hard. I prayed about it. I\u2019ve always been a very giving person, and I figured if I had money \u2026 I could send him some [money]. And he promised to have it back within 24 to 48 hours. I thought, \u2018I could do that.\u2019 It was kind of a statement of faith, too.\u201d<\/p>\n

She wired him $30,000. A day passed and then another, and she didn\u2019t get her money back. \u201cI still thought everything was okay,\u201d she said, \u201cjust that he was the victim of some bad luck.\u201d And then Charlie needed another $30,000.<\/p>\n

For the next two years, the woman believed Charlie\u2019s stories after each new request for funds. Everything he said made sense, and, after all, they were in love. Eventually, the woman\u2019s financial adviser became alarmed about her steadily dwindling accounts and, suspecting fraud, urged her to contact the FBI.<\/p>\n

The subsequent investigation led by Beining resulted in the arrest of two Nigerians posing as South African diplomats who had come to the U.S. to collect money from the woman on behalf of Charlie, who claimed he was paid $42 million for a construction project he completed in South Africa. The woman believed she would be paying to have the money\u2014including the repayment of her $2 million\u2014transferred to the U.S. from South Africa, where Charlie was still supposedly working.<\/p>\n

In July 2016, the two Nigerian co-conspirators pleaded guilty in connection with their roles in the scam, and a federal judge sentenced them each to 36 months in prison last December. But Charlie is still at large, presumably in Nigeria, and there may be little hope of bringing him to justice.<\/p>\n

\u201cThis is a very difficult crime to prove,\u201d Beining said. \u201cWhen someone is using a computer to hide behind, the hardest thing to find out is who they are. We can find out where in the world their computer is being used. It\u2019s identifying who they actually are that\u2019s the hard part. That is why this individual remains a fugitive.\u201d<\/p>\n

It also explains why romance scams are on the rise: It\u2019s a lucrative and easy crime to commit, and easier still to remain anonymous and beyond the reach of authorities. \u201cIt\u2019s not like going in a bank and holding a gun to the teller,\u201d Beining explained, \u201cbecause there are so many leads that you provide law enforcement when you do that. Even if you are able to get out of the bank, we can probably find out who you are and track you down. But with an Internet crime like this, it\u2019s much more difficult.\u201d<\/p>\n

As for the Texas woman, she came forward \u201cbecause I don\u2019t want this to happen to anybody else. I not only invested money in this man but there is a big, huge piece of my heart that I invested in him,\u201d she said. \u201cIt\u2019s not just the finances, it\u2019s the emotional part, too\u2014being embarrassed, being ashamed, being humiliated.\u201d<\/p>\n

Even now, though, she remains conflicted. A part of her still wants to believe that Charlie is real and that their relationship was real\u2014that the e-mail exchanges about church and the phone calls when they sang together and prayed together meant as much to him as they did to her. She even holds out hope that one day Charlie will repay her, as he promised to do so many times.<\/p>\n

Otherwise, there is no doubt that he is a heartless criminal who robbed her and broke her heart\u2014and who is almost certainly continuing to victimize other women in the same way.<\/p>\n

\u201cI can\u2019t even imagine a man, a person, that could be this bad,\u201d she said. \u201cI can\u2019t think of him that way. \u2026 There can\u2019t be a man in this world that could be this horrible to have purposefully done what he\u2019s done to me.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"

Online Imposters Break Hearts and Bank Accounts They met online. He said he was a friend of a friend. The woman, in her 50s and struggling in her marriage, was happy to find someone to chat with. \u201cHe was saying all the right things,\u201d she remembered. \u201cHe was interested in me. He was interested in […]<\/p>\n","protected":false},"author":5409,"featured_media":99024,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":[]},"categories":[1],"tags":[],"jetpack_publicize_connections":[],"yoast_head":"\nFBI: Texas Woman Loses $2 Million In Online 'Romance Scam' - Breaking911<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/breaking911.com\/fbi-texas-woman-loses-2-million-online-romance-scam\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FBI: Texas Woman Loses $2 Million In Online 'Romance Scam' - Breaking911\" \/>\n<meta property=\"og:description\" content=\"Online Imposters Break Hearts and Bank Accounts They met online. He said he was a friend of a friend. The woman, in her 50s and struggling in her marriage, was happy to find someone to chat with. \u201cHe was saying all the right things,\u201d she remembered. \u201cHe was interested in me. 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