Every block has a bank on it. You could walk in anywhere and get a debit card. But, a lot of the big banks charge monthly fees if your account dips below a certain amount. What if you’re looking for a free debit card? Look no further than Yotta! This company offers a free debit card with the added bonus of earning free tickets into bonus contests. This card will basically help support you in your journey to saving money– unlike the big banks who focus on making money for themselves.
How Can I Apply?
Applying is super easy! Just add the app on your smartphone via the apple store or google play. After you have the app ready to go, do the simple application which should only take a few minutes. Now that your money is with Yotta you’ll be entered to win prizes based on your spending. During this process you can set up direct deposit, which gives you even more chances to win big.
Plus, there is no need to wait to start using your new debit account. Simply add your digital debit card to your apple or google wallet and start tapping to pay. Since the Yotta card offers Mastercard’s Zero Liability Protection you have a safe and secure way to make purchases. You can expect to receive your physical card in the mail in 8-10 business days. With access to over 55,000 ATMS you’ll be able to grab cash quickly wherever you are. Plus, Yotta has no foreign transaction fees!
How to WIN with Yotta
Unlike traditional debit cards that drain all your money, Yotta was created to help normal people like you find ways to save money and build financial stability. You earn tickets into a weekly lottery by simply depositing and saving money. For the first $10,000 you deposit every $25 you add and don’t spend will earn you a recurring ticket. So, if you deposit $50 when you open your account and don’t touch it you’ll have two recurring tickets. Plus, by setting up direct deposit you can earn even more tickets: the first deposit will get you 20% bonus tickets and every one after that will get you 5% more tickets. This means more opportunities to win. Weekly prizes vary; but some people have won BIG. Like Crystal who won $37,990 or Frankie who won a Tesla Model 3! All through simply getting a new and free debit card.
In addition to the weekly lottery Yotta offers the lucky swipe feature. While you are out running errands and swiping or tapping your debit card you could win up to $5,000 cash back. That makes a casual trip to the grocery store much more fun!
How Does This All Work?
This may all sound a little too good to be true, but it’s not. This is a real opportunity to finally start saving money and moving into a more financially responsible future – all while having fun.
Yotta wants to help you save. In addition to the opportunities to win big Yotta pays more than double the national average rate on your savings. This means even if you aren’t lucky enough to win one of the prizes you’ll still see your savings account grow much faster than with an average bank. How much faster? Literally 20% faster. Simply deposit and watch your money grow month to month with very little effort.
They are able to offer all of this by working for the digital age rather than having a ton of offices or branches they need to spend their money on. Plus, you’ll still get the benefit of working with a FDIC insured bank. Did we mention with Yotta there are no fees! As long as you keep more than five dollars in your account you are good to go. If you dip below that you will be charged, but only fifty cents. Compare that to a big bank like Chase: which will charge you $34 for dipping below $1500 in your account. Yikes!
On top of all the fun lottery-like features Yotta makes it easy to set up savings “buckets” to help you save your money and create a helpful budget.This way you can have a special savings “bucket” for that trip you’ve been planning to tour Europe or hit the beach in Mexico. Rather than having one big savings account you can split your savings easily and track what you have for vacations, a big event like a wedding, or just your emergency savings.
Not only did Yotta take banking and make it fun; they made it approachable and user friendly. Everyone deserves to find financial independence and when it’s as simple as getting a new, free debit card why not give it a whirl?
